Technology is currently expanding at an exponential rate as the age of digitalisation takes further root in society. The modern payment concept seems to combine a traditional cash transaction that is slowly but surely coming to an end with an ever-growing network of ePayment via smart devices as the old and new battle it out as digitalisation comes of age. Of course, as the technology develops rapidly, keeping in touch with the latest trends can often be a tricky concept, but there are some features which are obviously taking hold in society. It is those listed here that will dominate the future of mobile payment technology.
The mobile apps are upping the game
Scan the Android library or the Apple app store and what greets you is a continuous stream of applications to download and use. Most of these you see are game-related, whether it's games on https://www.facebook.com/ or https://www.usrealmoney-casinos.com/, there is an incredible array of choice. With epayment becoming a vital part of how consumers now purchase services, all it takes is one click of a button and an add-on or wager can be bought or placed instantly.
Some apps that are making the future of mobile payment much easier though are those that provide a so-called ‘ewallet'. Enabling customers to purchase whatever they want in person or online, the ewallet is revolutionizing how payments are being made, but why is that?
How improved security has fired mobile wallets into the public eye
The whole purpose, essentially, of the mobile wallet is convenience. Taking out your physical wallet or purse and trying to sift through the notes or coins to pay for goods and services can often be a bugbear for consumers. Pulling out your phone, however, and going straight to the wallet app can make things easier - there's no faffing about for the right change and it's a simple transaction.
But, convenience alone is not enough to convince the average consumer to ditch the bulging pocket or handbag for a mobile phone. Security is also a major factor when handing over hard-earned money - and so it should be.
Digital authentication is the name of the game for mobile wallet apps. And, most offer or require dual authentication to use. So, even if people make a purchase with a mobile wallet, a pin could still be required. Some smartphones take this authentication and security even further by possessing biometric authentication.
It sounds complicated, but it ensures that only authorized app users are able to use a phone or smart device in order to purchase a product or make a deposit on Paripop, thereby providing an ideal way of identifying the owner of an account and thus reducing chances of identity theft and fraud.
If you don't believe the writing, then believe the statistics; by the end of this year, payments on a mobile wallet are predicted to hit $500 billion - a massive rise from the $75 billion accrued in 2016. That rise accounts to a yearly growth of almost 80% over a period of half of a decade.
What this means for physical payment cards
Despite them being popular with the older generation, all this hype and growth surrounding mobile wallets has obviously prompted the decline of physical payment cards. As cash effectively gets trumped by the online world, the need to have an actual physical card in your pocket is decreasing with each passing year. Of course, non-cash payments are still a credit and debit card hotspot, with over 70% of Americans using at least one credit card.
But it's not just a mobile wallet where the future of payment lies. The concept of near field communication - or NFC - is transforming how transactions between consumers and merchants are completed, meaning payments can be made on the go, rendering physical forms of payment in various environments obsolete. The reliability and efficiency of such notions has been a key catalyst to the soaring of mobile payments.
The concept of mPOS and its societal impact
Where the future of mobile payment technology will centre around is the demand for mobile point of sale (mPOS) technology. Such units have come into being as a way of making or receiving payment without having to use in-store cash registers and sale terminals, driving the credit card into obscurity too.
The flexibility provided by mPOS as well as their portability - both compact and wire-free - make them ideal additions to trade shows, concerts and even food trucks as transactions can be completed wherever customers are. The Apple stores in particular showcase the mPOS in action perfectly. Customers are able to purchase goods with any employee instead of queueing in a line for the cash registers.
But, mPOS isn't just a trend that is around for a few years then disappears, it will be the future of mobile payment. There will be nearly 28 million mPOS devices in use by 2021, compared to the 3.2 million in 2014. Such a hike in numbers is largely down to the flexibility and convenience of mPOS in this current climate with merchants able to conduct business anywhere, whereas they were previously just used in brick-and-mortar locations.
Social commerce knocks shopping out of the park
If there is one trend right now that is showing no signs of letting up it's the power of social media. It is king with people in the streets, on public transport or merely at home scrolling for hours on end through endless sites and stories. No wonder then that businesses are trying to market such a huge audience.
But, technology has developed in such a way that when users sift through Instagram, Facebook or Snapchat and come across a product or service that they like the look of, no longer do they need to leave the app in order to search any further. All that is required is a click on the shop now button and the user can start buying - and all this without being redirected to an online store.
As a result, the payment process is much faster and smoother as a mobile shopping cart integrates with social media technology, and with the help of chatbot checkouts and autofill, customers tend to be satisfied much sooner than if they went in store.
Mobile is the future
Mobile wallets and mobile point of sale devices are where the future of mobile payment lies. The trends are already present - the ability to purchase goods in stores such as Apple from one particular employee rather than waiting for the checkout till. But, this will develop further into much greater automated payment capabilities, the type of which have been discussed above.
Though it will perhaps take years for the development to be perfected, it is clear that mobile is where the future of payment, payment processing and payment getaways lies. It's not a question of if, but simply when this will occur. The future of technology is exciting, but this could develop a cashless society much quicker than people think.
You are thinking about purchasing a refurbished phone so that you can enjoy mobile casinos online. Before you are going out and purchase the cheapest refurbished phone you can find, there are a couple of things you need to know.
It is important to reconsider. There are many reasons why you should not consider buying a refurbished phone, and why you should rather spend a little more money and purchase a phone that will give you value for money. These are just five of the reasons why you should not buy a refurbished phone, ever.
Things can go wrong with the phone
Because a refurbished phone has been used before, things can easily go wrong with the phone. It can happen the same day you bought the phone, or it can happen a week after you purchase it.
Normally a refurbished phone had one or another fault on that was repaired. But, it won't stay repaired for long. Why is the phone refurbished in the first place? This is something to think about.
Warranties aren't good with refurbished phones
With a new phone, you will get a warranty of between 12 to 24 months. However, no matter what you will not get the same amount of warrantee with a refurbished phone. You will be lucky if you are getting a 6-month warranty. Some refurbished phones don't even have a warranty on them. Meaning that you are purchasing it as-is.
This is dangerous to purchase a refurbished phone if it doesn't have a good warranty on it. There might be a reason why the warranty isn't long or why there isn't a warranty in the first place.
You will have fewer worries with a new phone
With a refurbished phone, you will not know when the phone is going to break. Even the battery of the phone won't be as good as a new phone's battery. This means that you will always worry if the phone is going to last through the month or not. Only people that have owned refurbished phones before can tell you that you will always worry about the phone and wait for it to breaks.
The moment that you have a new phone, you will not have any worries at all. You will know that the phone will be in perfect condition and that it will last for years to come. Or until you let the phone fall and the screen breaks.
The phone might be damaged and you didn't know that
Most of the time, a refurbished phone is damaged or was damaged before it was refurbished and repaired. Meaning that even if you can't see it, the phone isn't in top condition. In most cases, a refurbished phone looks new, but it doesn't mean that it is really in the good condition it seems to be in.
The result is that the moment that you are getting the phone, you might realize that there are problems with it. Let you realize that it was just a waste of money. And, then you can't do anything about it. Most refurbished phones aren't replaceable by the business where you have purchased it from.
It will not feel like a new phone to you
You can ask any person that has purchased a refurbished phone before. Even if this is a new phone for you, and there is nothing on the phone that will remind you that the phone is refurbished, it will not feel the same. With a new phone, it feels just different, then purchasing a refurbished phone.
You might always wonder about the previous owner of the phone. Was there something uploaded to the phone that might gather all your personal information. Or, you might be wondering if the phone was stolen or not.
For playing mobile casinos online, you might consider purchasing a refurbished phone. It is cheaper and you can use the money you have left for gambling. However, these 5 reasons shown you that this might not be such a good idea to purchase a refurbished phone. You will not know if the phone is 100% in perfect condition, or if there was a screen replacement before. If someone has damaged the phone, that is repaired in such a way that you can purchase it. You need to remember that there is a good reason why refurbished phones don't have a long warranty. Because these phones can't really be trusted on the long run.
During the past few years, the Internet has changed significantly. Many of those changes have to do with the fact that people are now accessing the Internet using other devices. When people are away from the computer, they can browse the Internet on a smartphone or tablet. The number of people browsing the web on a mobile device has climbed progressively higher and this trend is likely to continue.
It is increasingly important for webmasters to ensure that their sites are mobile-friendly. Below, readers will learn more about the importance of mobile-friendliness.
How It Works
First and foremost, it is smart to learn a little more about mobile-friendly sites. What makes them different from the competition? When visiting a website on a smartphone, you have to understand that the screen is going to be significantly smaller. Furthermore, the user will need to tap the screen. They'll use their fingers to control the web browser.
Therefore, the experience will be much different than what you're used to on a computer. If the website is not designed correctly, the mobile user may have difficulty using the website in question.
Aspects Of Mobile-Friendly Sites
What makes a website mobile friendly? If you visit a website on a smartphone, you expect that website to fit the screen. You shouldn't have to slide back and forth to read the content. Instead, the website should shrink to match your device's screen. Simultaneously, it is important to make sure that the website is easy to use with two fingers. The user should be able to effortlessly navigate the website.
A mobile-friendly website will make a big difference for the user since they'll be able to access and use the site easily.
Search Engine Importance
Running the best online casino Singapore has to offer will be difficult. You'll want to rely on search engine optimization to increase your site's traffic. This will ensure that people can learn about your casino website by using Google, Bing, and other search engines. With this in mind, you should understand that search engines place significant importance on mobile-friendliness. If the website is not designed for mobile devices, Google will notice.
And, they may punish the website. This means that you'll have a much harder time getting organic traffic to your website. To solve this problem, you should build a website that is going to work well on all devices. Do so and you'll have a lot more success with Google.
If you want visitors to stay on your website for a longer time, you need to make sure that it works flawlessly. If it doesn't, they're going to have a lot of problems and they'll go elsewhere. This is why you must make your website work well on a smartphone. If you do, you can rest assured knowing that your users will not experience any problems. They'll be able to use the website easily.
They'll stick around long and take advantage of the content the site offers. If you're selling products or services, this will increase the likelihood that you're going to seal the deal.
Making The Sale
At the end of the day, you want to increase your profits. With a website, you'll be able to do that. However, you must make sure that your website is going to work well for your customers. Many of your customers will access your website using a mobile device such as a tablet or smartphone. Therefore, you need to make sure that your website works great on these devices.
If you don't, your users may not be able to purchase the items you're selling. Fix this problem and your customers won't have any issues buying your products or services. This will ensure that they'll stick around much longer and purchase what you're selling.
Don't Neglect It
At the end of the day, you cannot neglect search engine optimization. However, you'll never succeed with SEO unless your website works well on all devices. You cannot ignore smartphones since more and more consumers are accessing the Internet using their iPhones and Android phones. Therefore, you'll want to put in a lot of effort to make sure that your website is mobile-friendly.
Do so and you can guarantee that your website will work better for you, your customers, and your company!
Thanks to the numerous advancements in technology, mobile phones can now do many impressive things, apart from the standard calling and texting they were initially made for. However, one of the biggest issues which the manufacturers have failed to find a way around is battery life for these devices.
Although major brands always try to install longer-lasting batteries on their phones, taking care of them doesn't just stop there. Some activities can be carried out by the users, which tend to drain the battery quite fast. And there is nothing worse than looking down on your phone and realizing that it is running out the juice.
Fortunately, there are a few things that you can do to boost the battery life, hence extending the time the phone remains on. Before you start becoming desperate searching for a charger, here are five tips that will ensure that your phone battery lasts longer:
Mind your apps
Certain apps are notorious for being battery guzzlers, especially those that are heavy on graphics. Whenever you notice your battery is acting up, you should go to your smartphone's settings and identify the battery usage for each app.
The phone will always show you how an app is using up the juice, so if one of them tends to use too much of it, there are three options available. If uninstalling the app altogether isn't part of the options that you have, then you can try to stop it from being used in the background, or you can force it to stop.
Lose the location services
It is always easy to sell & trade in your phone online if you feel like the battery starts to act up. However, if you intend to keep it, you may have to consider losing the location services as they eat up a lot of your juice.
The use of the location or GPS feature on your phone is super helpful in finding out where you are and finding out your next step if you're lost. However, it is a heavy battery drainer, so you have to have them turned off whenever you don't need the service.
Reduce push notifications
Getting an instant notification from apps and your favorite websites ensures that you stay connected at all times. Who wouldn't want to be notified if their post on Facebook received a comment or like?
However, granting apps and sites the permission to send to you push notifications is a sneaky way to drain your battery; hence, you should restrict this from happening, and whenever you're expecting certain notifications, you should visit the website or app directly.
Avoid extremes of heat and cold
At some point, your phone might get too hot due to excessive usage or too cold when exposed to certain temperatures. The best thing to do is to try and regulate the temperature of the phone, lest the battery becomes damaged.
If it is too cold, you should consider taking it to a warmer place, and if it becomes too hot, you should remove it from direct sunlight or stop using it for a moment.
Turn the Wi-Fi connection off
Whenever your Wi-Fi is turned on, it'll always be on the lookout for new hotspots, and as you would imagine, this tends to eat up the battery. Only turn on the Wi-Fi on when you need it.
Having a poor battery can make your phone quite unreliable. Luckily, you can always sell & trade-in your phone online for a better device.
Technology has never been as disposable as it is right now. When your laptop is old, you throw it away and buy a new one. When a new version of the iPad (or your preferred brand of tablet) is released, you stop using the old one even if there's nothing mechanically wrong with it. Above and beyond all of this, you probably replace your mobile phone every one to two years as your existing contract comes to an end. You copy all the data, photographs, and apps across from your old phone to your new one, and then your old phone goes in a drawer, never to be used again.
Whenever you go through the upgrade process, you'll find that your network tries to push one of the latest high-functioning brand-new handsets on you. Even if they weren't doing that, you'd probably be drawn to those phones anyway. Because new phones are released every year, you're left with the impression that the technology that's inside them improves every year, too, and that your best option is to get a newer phone in order to stay ahead of the curve. Is that always the case, though? It's the most expensive choice to make, but is it the right one? Could you save money by getting an older refurbished phone and never notice the difference?
There are a few things to consider if you're looking at replacing your current phone with a refurbished model, and they boil down to what we call ‘phone essentials.' We'll tackle them one at a time.
How Good Is The Phone's Camera?
Despite what everyone believes, the processors inside mobile phones don't usually get better with every passing year. The Snapdragon processor inside the best phones right now is the same as the Snapdragon processor that was inside last year's phones. The cameras, however, do get better. Very few people have digital cameras anymore, and so we rely on our phones as a replacement for them. Right now, the Pixel 4 and the iPhone 11 Pro are thought to have the best phone cameras on the market, but the latest Huawei isn't far behind them. If you can get a refurbished or second-hand model of any of those phones, you'll likely have nothing to worry about in terms of picture quality for the next two years. Your quality guide for this is the megapixel count. If photos are vitally important to you, you might prefer to get a newer phone.
How Good Is It At Playing Games?
This all comes back to what we said earlier about processors. The games that phones are required to play now are very different from the games that phones played twenty years ago when 'Snake' was popular. Nowadays, people expect their handsets to cope with the latest mobile version of 'Fornite.' There's good news here, though. The first thing to remember is that recently, video games have been taking cues from online slots websites. You don't need to own a casino to play an online slots UK, and you no longer need to own a console to play a video game. Services like Google Stadia mean that games can be played via streaming from servers elsewhere - the exact same way that online slots websites serve their customers - and so there's no strain on your hardware. The second thing to remember is that processors don't improve all that much from year to year. So long as your refurbished phone is well-maintained, there's no reason that a two-year-old phone can't run games just as well as a brand new one can.
What's The Battery Life Like?
This is the real killer when it comes to picking up a second-hand or refurbished model. Even with the best will in the world and a very careful owner, the life cycle of a phone's battery will depreciate over time. Apple has even cited this as the reason they deliberately slow their older phone models down over time. There's nothing that can be done to avoid this - it's a process of simple wear and tear that will happen to every phone. It's possible in some cases to acquire a new or refurbished battery at the same time you acquire your refurbished phone, but from a practical point of view, this often pushes the cost up so high that you might as well just bite the bullet and get a new phone. It's not all bad news, though. The competitiveness of your second-hand phone's battery life will depend on how good the phone was when it was brand new. A two-year-old 'flagship' phone from a major provider like Samsung might have a better battery life than a brand new budget phone from a lesser-known provider because it uses superior parts.
How Much Storage Does It Come With?
Here's another factor that can kill the effectiveness of older phones. While the size of the average mobile phone isn't getting all that much bigger (unless you choose to buy a phone with an enormous screen), the amount of storage inside them is. Thirty-two gigabytes used to be considered a massive amount of space. Now it's considered insufficient, and 128GB is about the industry average. That will probably double a year from now, and double again the year after. Modern apps take up so much space that you can find yourself running short surprisingly quickly, and if you allow apps like WhatsApp to store all picture and video content directly to your phone, you'll find the space disappearing even faster. This doesn't have to be a barrier to buying an older phone if you apply a little creative thinking to the problem, though. We live in the age of cloud storage. So long as you're comfortable with the idea of your phone constantly backing everything up to the cloud (use a solid password, and you should be fine), there's no reason to store anything on your phone at all. An uncluttered old phone will run faster than a cluttered new one, and you'll get much more life out of it.
If budget is no issue, then it's better to buy a new phone than an old one in almost all cases. If you're inclined to save a little cash, though, and you don't mind sacrificing a little space or speed, last year's flagship phones are still capable of delivering high performance. Don't feel trapped by a sneaky salesperson - consider all of your options carefully before making a decision.