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Stay secure while making a mobile payment


In this digital era, the majority of people own a smartphone and shop online but are still somewhat skeptical of mobile payments. According to a survey in 2018, nearly 56% of the respondents used mobile payment, and 95% reported using traditional cards for payment. However, the number of mobile banking is predicted to increase to 3.6 billion by 2024. That's a lot of people, a lot of targets for the hackers and criminals.


You can stay safe and protect your mobile devices by understanding the risks involved in mobile payments and best practices to keep your online information safe.


Risks Associated with mobile payment

There has been a surge in mobile payment apps like Apple Pay, PayPal, Google Pay, and WeChat Pay because of convenience. However, they come with their own sets of risks and opportunities for criminals to scam people.


One of the biggest risks associated with mobile payment is that all your online activities can be tracked by cybercriminals and they can easily get your credentials including account numbers, passwords, and usernames.


In such cases, you will not only end up with an empty bank account, but you'll also lose your identity. That is why tech security experts recommend using a VPN to encrypt all traffic on your mobile phones and other devices. Before you get a VPN, make sure to check out a list of best VPNs for iPhones if you're an Apple user. Similarly, you can Google reliable VPNs for Android devices as well.

Tips to stay secure while making mobile payments

Here are some tips to keep you safe while making mobile payments online.


1. Use trusted P2P Payment Apps

If you are going to use a third-party payment app or a third-party platform like PayPal, make sure to use a trusted platform where you can add your payment information. There are many fraudulent mobile payment apps on the App store that solely exist for stealing credit card information. One tip is to only download mobile apps from Google Play Store and Apple App Store. Similarly, banks and private businesses like Starbucks offer P2P services with official app links on their website that you can access.


Also, make sure to review the app's terms of service before signing up and entering your personal information. Pay attention to how your information is stored and processed by the app, including how they settle disputes and complaints. Verify these things before downloading the app on your phone:

  • How many downloads does the app have?
  • Learn about the vendor and is it the official app from the vendor or a third party app
  • Read online reviews by customers and see how their experience has been with the application
  • Review the app permissions that give the vendors access to some parts of your phone like images, location, contacts, and more.


2. Use strong password

Make sure to use a strong password to lock your phone. Avoid using 12345 or qwerty for passwords. Without strong security, a thief or hacker can easily get into your phone and access whatever personal information is stored in it, including your financial information. Therefore, using a strong password is one of the best ways to ensure protection and stay secure during mobile banking.


You can use modern security features like facial recognition, iris scan, fingerprint lock, and even voice recognition to make your password secure. You can also use two-factor authentication to foolproof the security of your device. Most latest phones are offering this technology, so consider making it your default login.


3. Use a VPN

For users who are constantly on the move and use public Wi-Fi, you need to use a Virtual Private Network (VPN). Public Wi-Fi is not secure because it is accessible to everyone and easy to hack. This means your payment information can be intercepted on public Wi-Fi when you are making mobile payments.


When you use a VPN, it encrypts your online traffic and provides a secure internet connection whether you are using public Wi-Fi or your home's protected internet connection. VPN encrypts and reroutes your online traffic making it impossible for anyone to track, thus protecting online privacy and keeping you safe when you make online purchases.


Enable built-in mobile security features


4. Enable built-in mobile security features

Make sure to enable built-in security features on your mobile phones. For example, you can enable the lock or locate a lost or stolen phone on Apple, Android, and Windows phones. This way in case you lose your phone or it gets stolen, you can remotely wipe all user data including passwords, personal information, and credit card information.


You can also make the phone inoperable if it is recovered by an unauthorized user and can also prevent unauthorized factory reset attempts.


5. Regularly monitor your credit card transactions

Regularly, check your credit card transactions even if you have used the above-mentioned security tips on your mobile phones. It will help you detect any suspicious transactions or changes in your account. In case of any breach, you can report unauthorized transactions to your bank.


If you feel like your credit card details have been compromised, don't hesitate to reach out to your bank and block all account transactions. You can also open a new account just to be on the safe side.



If you follow these tips, you can securely use mobile payment apps without worrying about losing your data. Be very careful about the online payment apps you use because there are many fake apps out there created solely for the purpose of stealing your personal information and credit card details. Therefore, take these security measures and stick to apps that are widely used like Apple Pay, PayPal, and GooglePay. Also, don't forget to use a VPN on your mobile device.

According to the ESET Malware Researcher, Lukas Stefanko, users can use popular payment apps like Google Pay or Apple Pay because they offer contactless payment. Basically, your credit card information is not provided to the merchant, instead, they only receive the payment and virtual account names that are created for every payment. Therefore, it upholds the online privacy of users while conducting mobile payments. Similarly, to enhance your online security and privacy, make sure to use a VPN.


Many tools help you in Monitoring someone's Instagram without having their password then. This is the best place from where you will find out what application you should go for.


Go through this article till the end to find out what you need to know about Monitoring someone's Instagram password with the help of a spy application that does all the work with total safety. We can assure you that you will find out what you were looking for by the end of this information.


Why Using Safespy to Monitor Someone's Instagram?

The question might probably arise in your head: why using Safespy and not any other application? The answer is quite simple because the ease of usage, high-quality performance, and dynamic features that come with this application can't be found anywhere else. There are many apps, but nothing can beat the advantages of Safespy.


Why Using Safespy to Monitor Someone's Instagram?


Some unlimited users use this application and like it because of its unique features and a reasonable price range. From here, you can get to know how to hack someone's Instagram password without doing anything complicated. Though you can initially use this tool without paying anything, you are later supposed to buy a subscription plan to enjoy all the app features.


Safespy, The Best Tool to Monitor Instagram Account


Safespy, The Best Tool to Monitor Instagram Account

Safespy is one of the best tools for monitoring someone's Instagram without having their password. It has everything that one could ask for in an advanced spying tool. Many features stand for themselves that we associate with Safespy.



With its keylogger's help, users can find out what the target device owner typed, sent, received, and uploaded through their accounts. Safespy lets you know about all the activities related to the target device that is being made on it. You can even see the passwords through this tool.




The keylogger allows you to keep track of all the keystrokes made on the target phone. You will get to know about every single tap that is being made on the target phone. Within a couple of minutes, you will be able to get to know about it.



The application is user-friendly and works for both android and iOS. To keep an eye on an Android device's activities, you are supposed to install the app on the target phone first and allow it to run in the background.


The application is small in size, doesn't drain the phone's battery, and takes very little space in the phone, so there is no chance of you being caught. For an iPhone, the device adds the iCloud account details and leaves the rest of the app's work to deal with. Here you don't need to do anything.


Social Media Monitoring

By using Safespy, users can keep an eye on the social media account activities. You can get to know about Facebook, Instagram, Snapchat, WhatsApp, Viber, Skype, Telegram, and others. All the activities related to these accounts will be recorded, and you will get to know about them. Even the deleted information from the accounts can be seen.


Social Media Monitoring


Except all of that, you can read text messages, see chats, get to know about contact numbers, names, track phone's location, browser history, and learn much more. There is nothing in the world with which this tool doesn't help you with.



This feature helps you in finding out about the location of the target phone. You can get to know where the device is at the current moment and previously. The best thing about this application is that you can get to know about the target phone's present location without physically gaining access to the device.




Track Website History

With the help of Safespy, users can get to know about the browser history of the target phone. Using this feature, parents can restrict certain websites that they think are not right for their child. You can see all the websites that are being visited by the owner of the target phone and block the ones that are not appropriate for your kid.


Safe and Secure

The application is highly-encrypted and allows you to use it without fear of being caught for anything. All the activities are done with complete safety, and you can get to know about them without any issue.


Many spy apps save the information. There is this possibility that they use that information against you; with Safespy, there is no need to be worried about any of that, as it doesn't keep any info when you are drawing it.


Customer Support Team

The application has a professional customer support team capable, so in case of any query, you can contact them whenever you need to. They will guide you till the end so you can fix the issues you are having. Contact them at any hour of the day or night as they will be available for the sake of your convenience.


Authentic Application

Having second thoughts about the application's authenticity leaves their worries behind as we can vouch for this tool. By using Safespy, you can do the work without having any concern that whether or not the device is safe for you or not.


Subscription Plans

The application offers different subscription plans after a one-month free trial, so you can visit the official website and choose your preferred plan from here. These plans include necessary, premium, and family subscriptions.


All of these offer different features, but most primary features are available in all these plans. You can check the site out and find out the part that all these other plans have for you to offer.


Using Safespy to Monitor Someone's Instagram without their Password

Step 1: At the start, just go through registration by making an account on the website of Safespy. Here the user requires to share an email and password and buy the desired subscription. After you have signed up, the next step is to allow the service on the target iPhone.


Using Safespy to Monitor Someone's Instagram without their Password


Step 2: Add the essential details for the spied user's iCloud account to complete access to the spied device without touching it, as all the work will be done remotely.


Step 3: In the end, you can go to the Control Panel's dashboard, from where you can see all the activities of the target Instagram.





We hope that the above information will help you get to know everything about the application. In case you have any further questions to ask, you can go to the customer support service or get back to us.


We will guide you with all the concerns you have regarding the app. Go for it without wasting any of your time, as this is one of the most acceptable applications that give you access to the spied Instagram account without asking you to share the details of the password.

The importance of mobile security for our mobile devices in 2021


Almost everybody in a first-world country is likely to have a cell phone or a mobile device of some description, whether that be a tablet or a smartwatch. Many of us will have two or more of these. As a society, we are heavily reliant on our cell phones, which means that we have a lot of personal, sensitive data on them.


We have banking apps, we have our details for school and for work, and we might even have our medical records on there. Our digital identity is becoming the core of who we are in our society, and we're becoming more and more reliant on technology as every day passes - whether it is to remind us to pick up the kids, to automatically select our shopping, or just to tell us we've hit our step total for the day.


Staying protected

For this reason, we have to ensure that we keep our cell phones and other mobile devices well protected. Many of us are starting to live in smart homes now, meaning that everything is controlled by a computer over the internet. We control our heating from our phones and have voice-commanded assistants to control our security and electricity uses.


These kinds of things mean that our mobile security needs to be top of the range to even have a chance of competing with the rising threat of cybercrime across not only America but the whole world.


This is a serious issue that isn't often covered in the press. This might be because we're too busy being swept up in the fantastic progress of technology and the fast and incredible evolution of its convenience to us. Or, it might be because if people were more aware of the cyber threats that face us every day, they might have different expectations and standards from the companies who supply these tools. This is why cybersecurity is a vital tool for protecting our livelihoods.


What is the importance of cybersecurity?

Cybersecurity is a word most people associate with high-level government security rather than something that affects the man in the street. In reality, cybersecurity does play a big part in our day-to-day lives (although we might not be aware of it).


It protects our money and bank details when we look at our banking apps and make purchases online. It protects that transaction all the way through to the other end and keeps the details that we've given over to the business or company protected against those who would steal those details.


Cybersecurity is the barrier that protects cybercriminals from accessing our data and information anywhere it might be held. This can be anything from your email address to your medical records, your address, or your workplace.


If you were in any doubt regarding the importance of cybersecurity, think about it this way. We call the internet the web because, through one pathway or another, everything is connected. Hackers and cybercriminals take advantage of that by infiltrating one little strand of it and using all of the connected strands to gain more information to sell information or to take down their target.


When hackers or cybercriminals have enough information on somebody, they can see who is connected to them and can use that knowledge as leverage. Cybersecurity helps block this and attempts to stop the hackers from getting in as well as putting up barriers between each of the strands to stop unauthorized users from getting data they shouldn't.


What are the threats that cybersecurity will protect my cell phone and other mobile devices against?

Mobile security protects that data on your cell phone, that much we've covered. It protects your data by putting up anti-malware programs to keep your information safe. Malware can get into our phones through encrypted links sent via emails or text messages, often seemingly sent from websites or services we trust. The only way that the malware can get onto our cell phones or mobile devices is if we activate the link, as the service will remain dormant until the link has been opened.


Another way hackers can get into your device is through apps that we download. These can be apps that have very weak security levels or measures caused by the negligence of the app's owners, or the app is purposefully created, much like on an encrypted link on an email, to infiltrate your device.


Luckily, many app stores spot these types of apps and very quickly take them down to stop them from doing any harm to people's mobile devices.

How to Protect Your Privacy on an Android Device?


In recent years, privacy has been an enormous concern for billions of users worldwide. It's no secret that our phones know almost everything about us, including where we go, who we spend our time with, and what we do for fun.


While that might help create a personalized online experience, some entities might partake in shady dealings, such as misusing your data or selling it. So, if you want to make it harder for prying eyes to track your online movement, here are a few tips that will help you improve your Android device privacy.


Use lock-screens

Your phone's lock-screen is your first line of defense. You can set it up using a pin, password, or swipe pattern to make it harder for others to access your device. You can also use biometric data to lock your devices, such as fingerprints or facial recognition. While that should be an everyday thing these days, some studies proved that nearly ⅓ of all Android users don't use lock-screens. Sure, things have probably changed since the study, but don't be one of the few users without the most basic protection.


If a thief steals your phone, they won't have a problem using it as their own if you don't have a lock-screen. They will also have access to all of your files, contacts, emails, and so on. If you have a banking app installed, you could even lose money. Set up a lock-screen in the settings app and also use the fingerprint scanner if your device has it.


Encrypt your files

Having a password-protected phone is one thing, but that won't be enough to stop hackers and skilled cybercriminals. Those who have the know-how won't have a lot of problems getting through your password. You can improve your phone's security features further with device encryption.


It's a process that prevents unauthorized access by requiring passwords whenever you open files or apps. You can find the encryption options within the "Settings" app, so make sure you set it up as soon as possible. It takes only a few minutes to complete, but it can make a huge difference in device security. However, note that phone encryption is not easy to reverse. You might need to complete a factory reset.


Find My Device

You have probably heard of the feature called Find My Device, or Google's version dubbed Find My Phone. In short, once you log into your device using your Google account, you can track its location remotely, as long as the device is on.


All you have to do is type Find My Device into google and follow the steps on the screen. If your phone gets stolen, you will be able to see where it is in real-time. Not only that, but you will also be able to lock the device and erase all data too. You can find the option within "Google Settings."


Pick a better password

Most Android owners who experience some type of data theft can only blame their weak passwords. That's why you should avoid using common passwords such as qwerty, 1234567 numbers, birthdays, and so on.


The best thing to do is mix letters and numbers and make the password at least eight characters long, preferably more. If you want to be extra careful, you can even set up multiple passwords for better security. Just remember to write them all down, or you could end up locked out of your device.


Get a Virtual Private Network

A Virtual Private Network or VPN is one of the most popular tools of improving online security. It's a handy option for preventing cybercriminals, ISPs, and other intrusive entities from retrieving information about your browsing habits and geolocation. A VPN for Android devices will present you with a range of server options. Hence, you can reroute your traffic through any server you choose. Besides elevated privacy and security, VPNs are great for battling geo-blocks, censorship, and slow internet speeds.


Anti-virus Apps

Even with all of these security features set up, some files you open or download can contain viruses or malware that can create enormous problems for your device. Since you probably won't be able to figure out which files are infected and which ones are safe, you should install an antivirus app and scan your device every few days. If a malicious file appears, the software will detect and delete it before any real damage is done.


The Bottom Line

Cybersecurity should be of your most significant concern every time you connect online. Most people think that they're not targets until they realize someone else is using their private information. By combining all methods above, you can make sure that criminals have a tough time stealing your information. Good luck!

How to Maximize the Security on your Android Device


Android have proven itself to be the ultimate adversary to the mighty Apple as far as smartphones, tablets and even laptops are concerned. However, the plucky Android systems are much more susceptible to viruses and hacking than their Apple based rivals - how can you boost the security of your Android device to the maximum?



Firstly, only download applications from the Google Play Store. It sounds obvious but Android won over a lot of fans thanks to their infinitely customisable offerings and the nasties of the internet are all too aware that you can't get the ultimate custom through the Play Store. In the settings tab of your Android device; head to security and un-check the unknown sources box to block downloads from unreliable/potentially harmful sources.



Even the apps you download from the Play Store have the potential to compromise your device if you aren't vigilant when installing them. If a game you've installed asks for access to your SMS or internet history then there's every chance something about it isn't right. You can refuse certain permissions for apps and you can even disable potential security risk apps through settings > enabled apps.



The stronger the password, the less likely it is to be hacked. Always avoid birthdays, your own name and former addresses because this kind of information can all be drawn from your Facebook page.


Data Encryption

Essentially, if you encrypt the data on your phone or tablet then no-one you don't want to access it will be able to. The encryption relies on a strong password, of course, so make sure it's a secure one just in case.



If you want to play on platforms like southafricancasinosites online casino using public Wi-Fi, maken sure it has a security password, don't join it unless you're 100% certain it's safe. BT, O2 and various other providers do offer Wi-Fi access without any security procedure and even they ought to be treated with caution - you never know who might be providing the connection and what they can do with it.



Without doubt, the best way to access the internet securely is VPN. Virtual Private Networks are like protected wormholes to the internet as nothing can get in to access your data - nothing you don't want of course. VPN access isn't expensive and the vast majority of modern routers have VPN capability built into them making VPN access free to you. Ensure you do your research and check out sites that review the best VPN for Android devices. Once you;ve found one, make sure you set VPN as always on for your Android device should you have access; if you haven't get access ASAP.


Disable Notifications

Notifications from apps and platforms like meilleurs casinos en ligne français, they can also be viewed over your shoulder by someone you don't want to see them. Mobile banking, as an example, may send you a notification to confirm a deposit has cleared - do you want the world knowing that? No, you don't!


Remove Unnecessary Apps

If you haven't used a particular app in a long time, it may be best to get rid of it altogether. The more apps you have, the more likely it is that one of them will be compromised and causing harm to your Android device. Many apps collect data in the background that is then forwarded to the creators for purposes we just don't know about - delete them before they cause irreparable damage.

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